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Before you apply/decide to take home loan the are some Important things which should be understood first.

Commonly we but home/flat.

Plot or construction/renovation we take home loan.

Hone loan is taken for construction of home or rebuilding of home.

Your home loan depends on the capacity of A person. It just depends on the capacity of A person. It just depends on the income,  expenditure of all your home expenditure and order few things.

Normally home loan provident companies or banks first seema that can A person pay the 50% of the income montly. It depends on the percentage of home loan taken.
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